Curious- What's Your Insurance Price? - ModernCamaro.com - 5th Generation Camaro Enthusiasts
5th Generation Camaro News & General Discussion News Articles & General Discussion about the 5th Generation Camaro.

Reply
 
LinkBack Thread Tools
post #1 of 23 Old 11-01-2009, 07:08 AM Thread Starter
Veteran Member
 
el ess X's Avatar
 
Join Date: May 2007
Location: Aiken, SC
Posts: 3,055
  
Curious- What's Your Insurance Price?

Interestingly enough, when I talked to the insurance dude (Allstate) last week on the phone when I was informing him we're getting a new Camaro SS, and after giving him the VIN number, he quoted me it would be 345 every 6 months. Ok, with a perfect driving record with no violations/claims and near perfect credit, that's very do-able. Well....get the declarations page and after all the "discounts" were tallied in, our insurance bill for the new car, listed as pleasure vehicle only, is at $463 every 6 months! Ouch! Didn't see that coming. Not that it's a huge deal or anything because we'll obviously be paying it, but that's about $20 more per month than was quoted on the phone (a tad over 77 bucks/month vice 57 and change per month). Never paid that much for insurance in my life. Are quoted rates (this has been my insurance dude for everything the past five years) that much different than actual rates? Wonder why I was given the low-ball over the phone by someone I trust with my insurance?

I did a progressive online quote and quickly left...it was nearly 100 per month! No thanks...that makes Allstate look cheap.

Just curious, if you feel like divulging the info, is that about normal or is this a hose job? What are the rest of y'all paying?

2010 2SS/RS Auto, Sunroof, Engine Cover. Transformer Edition package.
2013 ZL1 ragtop #5478. 1 of 54 CRT M6 'verts.
el ess X is offline  
Sponsored Links
Advertisement
 
post #2 of 23 Old 11-01-2009, 07:38 AM
Veteran Member
 
POWERFREAK's Avatar
 
Join Date: Feb 2008
Location: NY
Posts: 7,873
  
there's so many variables that go into it...I'm sure some are paying a lot more, and some a lot less.

I pay a little under $700/year. But there's a discount figured in because it's through the same company that handles our homeowners insurance. It comes out to about $75 more a year than my wife's Rav4 is.

I'm happy...I figured it'd be more.

2010-2SS/RS/LS3/IBM/RP6: ECS-Paxton Supercharger / American Racing Headers & Exhaust / PFADT Suspension / DSS 9" 4.10 Rear / FOR SALE!

Quote:
Originally Posted by Taglane View Post
Powerfreak is the only one who actually understood anything.
POWERFREAK is offline  
post #3 of 23 Old 11-01-2009, 07:39 AM
Junior Member
 
Paul R's Avatar
 
Join Date: Oct 2009
Location: Altamonte Springs, FL
Posts: 39
 
That's right in the ballpark. I am paying $460 every 6 months here in central Florida.

Paul R in Sunny Orlando
2010 Victory Red SS/RS
6-Spd manual
Paul R is offline  
 
post #4 of 23 Old 11-01-2009, 07:51 AM
Veteran Member
 
bamaproshop's Avatar
 
Join Date: Oct 2008
Location: Wetumpka, Alabama
Posts: 8,645
  
Garage
I have state farm and with my discounts and all i pay $373 every 6 months thats with a $50/$250 deductible which is only $12 more per month then i was paying for my 94 lincoln mark 8...

2014 2LT/RS with spring edition package. Proud Litho Owner #28.
bamaproshop is offline  
post #5 of 23 Old 11-01-2009, 09:29 AM
Veteran Member
 
Luwinkle's Avatar
 
Join Date: Jul 2007
Location: Louisville, KY
Posts: 10,420
 
Quote:
Originally Posted by el ess X View Post
Interestingly enough, when I talked to the insurance dude (Allstate) last week on the phone when I was informing him we're getting a new Camaro SS, and after giving him the VIN number, he quoted me it would be 345 every 6 months. Ok, with a perfect driving record with no violations/claims and near perfect credit, that's very do-able. Well....get the declarations page and after all the "discounts" were tallied in, our insurance bill for the new car, listed as pleasure vehicle only, is at $463 every 6 months! Ouch! Didn't see that coming. Not that it's a huge deal or anything because we'll obviously be paying it, but that's about $20 more per month than was quoted on the phone (a tad over 77 bucks/month vice 57 and change per month). Never paid that much for insurance in my life. Are quoted rates (this has been my insurance dude for everything the past five years) that much different than actual rates? Wonder why I was given the low-ball over the phone by someone I trust with my insurance?

I did a progressive online quote and quickly left...it was nearly 100 per month! No thanks...that makes Allstate look cheap.

Just curious, if you feel like divulging the info, is that about normal or is this a hose job? What are the rest of y'all paying?

Pff, $100 a month?
I'd love to take that.
I'm paying over $150 per month. On a G5!



Never pay again for live sex! | Hot girls doing naughty stuff for free! | Chat for free!

Quote:
Originally Posted by Jeremy Clarkson
A turbo, exhaust gasses go into the turbocharger and spin it, with a supercharger, air goes in, witchcraft happens and you go faster.
Best Car Insurance | Auto Protection Today | FREE Trade-In Quote
Luwinkle is offline  
post #6 of 23 Old 11-01-2009, 10:57 AM
Senior Member
 
rodster56's Avatar
 
Join Date: Jul 2009
Location: PA
Posts: 746
 
I pay $828 a year for full coverage, Full Tort, $50/$250 deductable, funny enough my wifes 2008 Buick Enclave is $938 a year, same policy. Then comes the funny part, our street rods, which are worth more than the Camaro, are under $400 a year....Oh well, I figure you can ever have enough insurance...Thats with Erie Insurance btw.....

Rodney Updegrave
2011 Chrysler 300C, 1954 Cadillac Coupe De Ville,1949 Pontiac Woodie Wagon,1972 VW Beetle Roadster, 2004 Baja 25 Outlaw
www.fquick.com/rodster56


Last edited by rodster56; 11-01-2009 at 02:32 PM.
rodster56 is offline  
post #7 of 23 Old 11-01-2009, 12:57 PM
Veteran Member
 
weland's Avatar
 
Join Date: Jul 2008
Location: S.F. Bay Area
Posts: 3,900
  
I'm paying about $1500 per year. I've had no claims filed or traffic violations in the last 4 years. Seems a little pricey to me, but I guess it's part of living in California.

R.

Still legal in 16 states. It's happy. It's fun. It's Happy Fun Car.
Do not taunt Happy Fun Car.
weland is offline  
post #8 of 23 Old 11-01-2009, 01:08 PM
Veteran Member
 
mucker15's Avatar
 
Join Date: Jan 2009
Location: Levittown LI
Posts: 1,782
 
Gieco saved us over $1000 over state farm for all three cars its $2200 a year

mucker15 is offline  
post #9 of 23 Old 11-01-2009, 02:08 PM
Member
 
joes407's Avatar
 
Join Date: Jun 2009
Location: oviedo florida
Posts: 260
 
i was given a rough estimate of about $75 per month by allstate. im in florida and i have safe driver status. estimate was given before car was here so ill get the straight goods tomorrow.
joes407 is offline  
post #10 of 23 Old 11-01-2009, 06:36 PM
Veteran Member
 
JoSSh's Avatar
 
Join Date: Aug 2009
Location: Cincinnati, Ohio
Posts: 1,109
 
I'm paying $1500 a year. 20 years old on a good student discount (don't think it helps much hahaha) I also have one ticket on my record, but I don't think the company knows about it.


Rally Yellow 2SS/RS
Fifty years from now, when you're looking back at your life, don't you want to be able to say you had the guts to get in the car?
JoSSh is offline  
Sponsored Links
Advertisement
 
Reply

Quick Reply
Message:
Options

Register Now



In order to be able to post messages on the ModernCamaro.com - 5th Generation Camaro Enthusiasts forums, you must first register.
Please enter your desired user name, your email address and other required details in the form below.

User Name:
Password
Please enter a password for your user account. Note that passwords are case-sensitive.

Password:


Confirm Password:
Email Address
Please enter a valid email address for yourself.

Email Address:
OR

Log-in










Thread Tools
Show Printable Version Show Printable Version
Email this Page Email this Page



Posting Rules  
You may post new threads
You may post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On

 
For the best viewing experience please update your browser to Google Chrome