Anyone have Progressive Insurance in CA? - ModernCamaro.com - 5th Generation Camaro Enthusiasts
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post #1 of 27 Old 05-19-2010, 12:58 PM Thread Starter
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Anyone have Progressive Insurance in CA?

Their rates SUCK. I've been a policy holder since 1998, with no at fault accidents or citations in almost 5 years and my 6 month renewal premium was increased by over $170 to over $1000. Apparently they updated their rating for the 2010 Camaro since my last renewal in December.

Shouldn't I be able to get better rates in California??

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post #2 of 27 Old 05-19-2010, 05:02 PM
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Mercury - $1077 6 month policy for my Camaro (5000 miles a year) AND my Truck. No tix, one at fault accident in the last year. I went through AIS - Auto Insurance Specialists as a broker.

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post #3 of 27 Old 05-19-2010, 05:49 PM Thread Starter
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Originally Posted by Speed Kills View Post
Mercury - $1077 6 month policy for my Camaro (5000 miles a year) AND my Truck. No tix, one at fault accident in the last year. I went through AIS - Auto Insurance Specialists as a broker.
Seems you're suggesting that I shouldn't be complaining... That rate doesn't seem any better especially for only 5000 miles/year (mine is for 11000 miles/year). Are you over 25 yrs old?

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post #4 of 27 Old 05-19-2010, 09:31 PM
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My price is for two cars with an accident. The $1077 was with my camaro being the daily drive and my truck being the "pleasure vehicle". If I only want to drive the camaro 5000/year, the policy is $1013 every six months. I thought it was a great price for 2 cars. When I call to activate the camaro tomorrow, I will ask the price if I just wanted to insure the new car.

I am 42, so that may be why. Couldn't hurt to call. In now way did I mean to imply that you should not be complaining. It seems a bit high for your clean record.

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post #5 of 27 Old 05-20-2010, 08:00 AM
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I had them, dropped them immediately when they stopped doing 1 year policies and started jacking up my rates for no reason other than they could, every 6 months.

I am using Electric Insurance (an affiliate of GE) I have the Camaro, a 2008 Camry and a 97 Silverado with them. All full coverage (high levels 100/300) me and the wife for 1900.00 a year (no accidents or tickets).

Mercury was the next best when I was shopping....

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post #6 of 27 Old 05-21-2010, 03:39 PM Thread Starter
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Quote:
Originally Posted by Speed Kills View Post
My price is for two cars with an accident. The $1077 was with my camaro being the daily drive and my truck being the "pleasure vehicle". If I only want to drive the camaro 5000/year, the policy is $1013 every six months. I thought it was a great price for 2 cars. When I call to activate the camaro tomorrow, I will ask the price if I just wanted to insure the new car.

I am 42, so that may be why. Couldn't hurt to call. In now way did I mean to imply that you should not be complaining. It seems a bit high for your clean record.
I'm almost as old as you so it aint my age. They claim the rating on the car was updated, because the car was so new and all.

I'm going to get quotes from a few other companies next week and hopefully go with someone with better rates before my renewal deadline with Progressive.

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post #7 of 27 Old 05-21-2010, 08:43 PM
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I talked with AIS/Mercury today to add my Camaro. I was told around $750 every six months for just the Camaro, as I would lose a multiple car discount. You may want to put them on your list next week.

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post #8 of 27 Old 05-22-2010, 08:11 AM
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I pay $168.00 every 6 months on my 2010. The rules are these: Not to drive more than 15K per year, $1000.00 deduct, has to be kept in a covered building (I had a gargage built just for my baby) and can't be my daily driver for work and lastly no NOS. All of these are easy to comply with since I never drive it in the rain or snow anyway. I pamper mine and enjoy driving her to car shows and on weekends. Insurance company is AMPAC and the policy is called "Classic Chrome" which was designed for the new modern day classics Camaro, Mustang and Challengers.

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post #9 of 27 Old 05-22-2010, 06:57 PM
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Switch to State Farm.

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post #10 of 27 Old 05-22-2010, 08:40 PM
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Your insurance has rules? Laaaaame.



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