This was what I posted as a last response to my other thread but felt the topic should be separated and have it's own thread (This is not a repost and picks up responding to el es ex's comments about Camaro Scotty's/GM's interpretation of USAA guidelines for the $750.00 discount):
"That's what I didn't understand, el es. It easily and freely allowed me to become a USAA member online. It didn't ask me for insurance or if my parents were members. I don't understand why they would allow you to register for a membership number. In fact, one of the questions on the USAA website specifically asked if I was in the military and I did say "no." It allowed me to proceed and was issued a membership number without a problem.
It is important to note that my father passed away last year and did not have a USAA account. Don't know if that matters or not but he was in the military for over 50 years and only bought Pontiac and Chevrolet vehicles dating all the way back to his 50's Chevrolet Bel Air. Would suck if GM dares go after my wife and I for $750.00. I bought a 2010 Camaro at MSRP with a terrible interest rate I had to fix thanks to the finance manager that was originally at Hawthorne Chevrolet. Just bought this Equinox at only $500.00 below MSRP and my mother just totalled her 2002 Malibu and now wants a new Malibu. It is about to be 3 cars in 2 years from the same dealership from my family. If GM handles this incorrectly and comes after us, they can take all 3 of these cars and shove it up their collective asses. I'm not paying a cent more if they do come after us. No way my wife and I are going to restructure our deal to permit this. I gave them $20K cash up front for the Equinox. If they want to mess with a low risk, return buyer, they will be making a monumental mistake.
Also worth noting is that when my mother bought her 2002 Malibu new, off the lot, the finance guy at D&C Chevrolet (where I bought my 2006 Cobalt SS/SC which went out of business and rightfully so) actually sold us the car with a military discount. We signed and sealed the deal and then 2 days later, the guy calls back and says that he gave us too many discounts and wanted us to return $500.00. We could have walked away and told him to screw off, but we did the honorable thing and returned the money. After this experience, I am NOT returning ANYTHING. If being honest isn't worth anything in today's day and age, than I'm going to do my best to be a dick about these kinds of things. I mean, am I wrong?
If the salesman never mentioned USAA, that didn't mean we weren't going to buy the car. He structured the deal specifically BASED on the fact we'd qualify for the discount. "All you need is to register on the USAA website and give me a copy of the membership number and that's all you need." Those were his words verbatim. We just wouldn't have gotten the sunroof and we wouldn't be having this discussion right now."
I also emailed my salesman the following statements:
I wanted to thank you sincerely for all of your help with getting my wife the Equinox she wanted! It was a sincere pleasure working with you. I do have a concern though. I’ve been on the Camaro forums and informed everybody how everything went down and that we were completely satisfied. I spoke to another dealer who is very well seasoned with USAA guidelines. He stated that with USAA, if I wasn’t in the military or had family members who were not in the military, GM will NOT approve the $750.00 discount that you stated we could get initially with registering with USAA. I need to know the facts about this because I don’t want to receive a phone call from Hawthorne Chevrolet or GM asking me to renegotiate the terms of our financing or agreement because they wouldn’t allow the USAA discount to take place based on the fact I wasn’t in the military or any other reason. My father served in the military (Army and National Guard) for over 50 years until his passing last year. He did not have USAA but surely if he had known about USAA, he would have taken advantage of it and offered it to me. My wife and I need your assurance that now that this deal is done and the paperwork is signed; financing in place; we will NOT be responsible to return the $750.00 should GM or Hawthorne Chevrolet change their mind after the fact at any point. I don’t ever want this to come back to haunt us at any time. If you had any doubt in your mind that GM might not approve this for any reason, you probably shouldn’t have mentioned it and my wife and I wouldn’t have been the wiser. We still would have bought the Equinox but nixed the sunroof. It wasn’t a deal-breaker but now that we’re in it this far, a reassurance from you that regardless of what Hawthorne Chevrolet and GM decide to do, my wife and I will not be responsible to give any money back. Thanks again for everything Emilio!! Please get back to me as soon as possible with the requested information. Thanks again!!
Any thoughts or responses would be appreciated. Thanks all!!
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Last edited by DkKnightX; 12-13-2010 at 01:15 AM.