Daily driver Camaro+single guy+CA+accident = insurance premium hell - ModernCamaro.com - 5th Generation Camaro Enthusiasts
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post #1 of 35 Old 05-14-2011, 11:17 AM Thread Starter
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Angry Daily driver Camaro+single guy+CA+accident = insurance premium hell

Did I mention it sucks to be single with auto insurance in California? I should have added "renting" to the subject, but wasn't sure if it'd fit.
I've had 2 at fault (minor) accidents in the past 366 days and according to my latest policy renewal notice my 6-month premium just increased by *drumroll* $646! That's an increase of almost $1300 for one year.

This is with Progressive mind you. The way I figure it, with one year's premiums they'll completely recoup the cost of all my repairs for the 2 accidents. Now the procrastination ends, I must find another insurer for my car. If I were to unexpectedly enter into financial hardship (lose my job, for example) there's no f'in way I could afford to be paying these premiums.

Still legal in 16 states. It's happy. It's fun. It's Happy Fun Car.
Do not taunt Happy Fun Car.
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post #2 of 35 Old 05-14-2011, 11:56 AM
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Try State Farm. They're cheapest for us by far.

James 1:25 Ordered from Faulkner Chevy #NKCF02 1100 5/8/9 2000, 3300 7/16/9 TPW 7/20,GOT MY (low) VIN! 4000 7/24/9 ,Picked up 8/7/9!!! Signed Litho #45. Car signed by FBodfather 2011. Service: Jennings Chevy in PA. We don't "drift", kiddies... we POWER SLIDE! MOTM/COTM Sept 2012 Pro Patria Vigilans.
Click the pic.. I don't tolerate fools.
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post #3 of 35 Old 05-14-2011, 02:38 PM
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In my experience it is cheaper getting quotes online. Some of the top insurance companies offer discounts when ordering online, because it is less work for them. But to be safe you could compare rates online, pick the best offer and try a local agency to see if they can match it or do better: car insurance calculator
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post #4 of 35 Old 05-14-2011, 05:54 PM
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2 accidents in a hair over a year.......your SCREWED
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post #5 of 35 Old 05-15-2011, 12:38 AM Thread Starter
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Originally Posted by SIXX A.M. View Post
2 accidents in a hair over a year.......your SCREWED
Looks that way! Probably a good time to pay off the car so I can at least raise the deductibles

Still legal in 16 states. It's happy. It's fun. It's Happy Fun Car.
Do not taunt Happy Fun Car.
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post #6 of 35 Old 05-15-2011, 10:38 AM
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I loathe Progressive. I was paying $389 a month with 0 tickets and 0 accidents for my used Mustang.

With Nationwide I pay $132.
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post #7 of 35 Old 05-15-2011, 11:20 AM
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Wow I got State Farm and I pay $62 dollars a month with a $250 deductable for a 2010 2SS RS Camaro alone and thats Full Coverage .
Understand I also got my home under state farm along with other vehicles ( daily driver )

My 69 I pay $220 a year through an antique car insurance company im allowed 15K a year however they dont check the miles so I just pay it and be done until another year.


I used to have ALSTATE and they go canned when I got the 2010 I went back with State Farm.


Keep in mine im 30 and have 0 accidents on my record ( it was the same @ 28 and 29 )
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post #8 of 35 Old 05-15-2011, 01:15 PM
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State Farm. Married/50/No accidents for decades.
Monthly insurance rates for our cars:
2010 Camaro SS $32.60
2009 Vue $39.63
2002 Silverado $34.63

James 1:25 Ordered from Faulkner Chevy #NKCF02 1100 5/8/9 2000, 3300 7/16/9 TPW 7/20,GOT MY (low) VIN! 4000 7/24/9 ,Picked up 8/7/9!!! Signed Litho #45. Car signed by FBodfather 2011. Service: Jennings Chevy in PA. We don't "drift", kiddies... we POWER SLIDE! MOTM/COTM Sept 2012 Pro Patria Vigilans.
Click the pic.. I don't tolerate fools.
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post #9 of 35 Old 05-15-2011, 03:05 PM
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Quote:
Originally Posted by patriotpa View Post
State Farm. Married/50/No accidents for decades.
Monthly insurance rates for our cars:
2010 Camaro SS $32.60
2009 Vue $39.63
2002 Silverado $34.63
A two year older Vue is more money a month than a 1 year V8 SS Camaro
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post #10 of 35 Old 05-15-2011, 03:23 PM
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Yeah, go figure. It's my wife's car. She loves it to death.

James 1:25 Ordered from Faulkner Chevy #NKCF02 1100 5/8/9 2000, 3300 7/16/9 TPW 7/20,GOT MY (low) VIN! 4000 7/24/9 ,Picked up 8/7/9!!! Signed Litho #45. Car signed by FBodfather 2011. Service: Jennings Chevy in PA. We don't "drift", kiddies... we POWER SLIDE! MOTM/COTM Sept 2012 Pro Patria Vigilans.
Click the pic.. I don't tolerate fools.
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