After 90 days you have a harder time, and if you used PayPal your out of luck after 90 days.
Read the threads from those caught up in this. Many are dealing with their CC company now, but it takes time, the $ is tied up for at least 30 days, and they are out the $ and the product in the mean time. Victoria's cell is disconnected, no one answers or returns calls (unless your ordering) and no one returns emails. Larger vendors have stopped shipping and the smaller ones are hurting from extending them credit and them not paying or communicating. Not a good situation at all.
Some have waited for months. The few that have had responses Chase is blaming the manufacturers/vendors for the delays, yet those same vendors when contacted claim they are not selling to them currently. Seems they racked up owing several that have extended them terms based on the years of good business with them.
If they can hold the buyer off for over 90 days, and they paid with PayPal, they are out of luck. Do a search and find the threads, Several of them.