I have been looking into the services LifeLock provides and found some interesting information online to help do that yourself at little or no cost.
Lifelock offers to setup fraud alerts on your behalf and renew that request every 90 days. You can do this yourself and even freeze your credit by contacting the three credit bureaus below.
They request that your name be removed from pre-approved credit card offers and other junk mail lists and keep up the requests as they expire. Again, you can do this yourself with a service like www.OptOutPreScreen.com
( has anyone used them? I plan to check them out next week)
They also order free credit reports for you from the major bureaus annually, using www.annualcreditreport.com
If your wallet/purse goes missing, they will assist you in contacting each card and account. They assist you because they are not able to do it for you for legal reasons.
You can do this yourself by documenting the contents of your wallet/purse and keeping that information in a safe place, along with current contact information for each account.
Yes, they offer the $1 Million dollar guarantee, but if you put for the effort above and pay close attention to when and where you use or disclose your information, you can do this yourself.
P.O. Box 740256
Atlanta, GA 30374
Web site: www.equifax.com
PO Box 2002
Allen, TX 75013
Web site: www.experian.com
P.O. Box 2000
Chester, PA 19022
Web site: www.transunion.com